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The FTC Safeguards Rule applies to more businesses than most people realize. Here is a plain-language look at what it requires, who it covers, and what smaller firms in Bergen County need to know.

When a business is first getting started, using a free email account often feels like the easiest option. A new dental office might create a Gmail address so patients can schedule appointments. A small home care agency may rely on a shared Yahoo inbox to coordinate caregiver schedules. A CPA firm might use a personal Outlook account to communicate with clients during tax season. At the beginning, it works well enough. But as the business grows, the limitations of those free e